Flood Insurance Is A Before Thought Not After Thought

8/30/2019 (Permalink)

Flood Insurance is usually way cheaper than Flood Damage!

The cost of Flood Insurance is a drop in the bucket compared to the cost of Flood Damage! 

- *** FEMA.org

Most people do not realize that flood insurance is usually not included with an average homeowner's insurance policy. It would be wise to check with your current homeowner's insurance policy to see if flood insurance is included and if not ask if it is something they offer. If they do not offer it, in most cases you can purchase a flood policy from an independent agency, just ask around for a reputable one.

Heading into peak hurricane season (early to mid-September on the East Coast) you should already have a policy in place.

You can technically buy a policy for floods at any time but there is usually a 30-day waiting period for the policy to take effect and if you incur damage during that waiting period you will probably be out of luck!

If you do have flood damage give SERVPRO a call!