When should I buy Flood Insurance in Horry County?

3/23/2022 (Permalink)

Be Prepared. Flood Insurance!

The simple answer to the question: When should I buy flood insurance is ... NOW!

That answer of now is of course totally dependant on if you live in a flood zone or not. If you do, you absolutely should already have a flood insurance policy in place. If you do not live in a flood zone but live in low lying areas or in close proximity to rivers or lakes that could flood, well then you too should look into a flood insurance policy.

The thing about a flood insurance policy and why it is so important to have one in place is because they normally take about 30 days to activate so if you are trying to buy one when a hurricane is announced to be heading your way chances are that policy will not be in effect in time to help you should that hurricane cause you flood damage because most hurricanes only give you a week or two notice.

So in short talk to an insurance agent ASAP if you even think you might need flood insurance.

If you have sustained flood damage, call SERVPRO we can help!